Does Homeowner’s Insurance Cover Roof Replacements?
In New Jersey and other northern states, heavy snows, hail, and ice storms can wreak havoc on your roof. In Kansas and other midwestern states,…
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4 Frequently Asked Questions About Coastal Business Insurance
New Jersey is a great place to live and work, but compared to other states, it’s at a significantly higher risk for a wide range of damages thanks to…
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9 Most Commonly Asked Umbrella Insurance Questions
Umbrella insurance is a supplemental insurance option that works to provide an extra layer of protection on top of your current policy’s coverages.…
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Will My Homeowner’s Insurance Cover Injured Household Workers?
Whether you’re hiring a contractor to tackle a big project or a babysitter to watch over your little ones, having employees working on your property…
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Do I Need Home-Based Business Insurance?
There’s been a huge increase in the number of home-based businesses in recent years with the rise of digital opportunities plus the chaos of the…
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Why Do I Need Builder’s Risk Insurance?
Builder's risk insurance, also known as contractor's all-risk insurance, is a specific insurance type that protects structures while being built or…
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Home Maintenance Tips for Summer
With summer in full swing, now is the perfect time to maintain items in ways that you wouldn't during the rest of the year. We’re going to talk today…
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When Would You Need Business Interruption Insurance
Business interruption insurance can be helpful in a variety of different situations, saving your company from loss of income so that it can get back…
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How To Keep Your Cookout Safe
Grilling and barbecuing are American summer traditions. But more and more Americans are grilling year-round than ever before. Grilling is fun (and…
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What Is Betterments Insurance?
“Betterments” are alterations, build-outs, embedded fixtures and installations added to leased property — usually a commercial building but sometimes…
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Things to Do Before Taking Your Boat Out This Summer
Few places capture the essence of summer better than New Jersey. The Garden State has everything, from nightlife and excitement to plenty of water to…
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What Is Business Income Insurance?
Business income insurance, also known as business interruption insurance, is a type of coverage that replaces lost business revenue due to a covered…
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Steps to Protect Your Rental Property
As a landlord or owner of a rental property, you are responsible for ensuring that your guests or tenants have a safe and comfortable place to live…
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Home Maintenance Tips for Spring
With spring on the way, it’s time for many of us to work on our homes again. Temperatures are increasing, the days are getting longer, and we need to…
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Where In NJ Is Flood Insurance Required Or Just Recommended
It's no secret that New Jersey is a flood-prone state. In fact, according to the National Flood Insurance Program (NFIP), over 25% of all flood…
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A New Year With New Valuables to Insure in 2022
There are things in your home that can easily break, go missing, or be targeted for a burglary, so when kicking off a new year, one of your concerns…
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Types of NJ Homeowners Insurance Policies Explained
Buying a home requires a significant amount of money. Most people accumulate a lifetime of savings to purchase their first home. It would be tragic…
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Homeowner Tips for Winter
Winter is a problematic season for homeowners in New Jersey and many other places around the United States. With the risk of freezing temperatures,…
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Coastal Property Insurance on the Jersey Shore
There’s much to love about having a property on the coast. After all, who doesn’t like waking up, knowing that they can go for a walk along the…
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How To Prepare for Flood Recovery
A flooded home is an extremely hard and stressful event. There may have been a storm that resulted in local flooding or perhaps something like a…
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After Home Improvements, Update Your Homeowners Insurance
There is a boom in home improvements this year. Whether your addition budget is large or small, you are adding both the value of your home and your…
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Home Based Business Insurance Is More Important Than Ever
In the wake of the global COVID-19 pandemic, the world has changed in a series of dramatic ways, with many striking changes and effects directly…
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Why You Should Consider Umbrella Insurance
There are so many different insurance plans for companies to choose from today, which can make it feel like it is almost impossible to know where to…
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Purchasing Condo Association Insurance For Your Units
Condo association insurance is designed to protect members of condo associations and condo owners. In this guide, we’ll take a closer look at…
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It Could Happen to Anyone…
Today, anyone could be sued. A terrible accident, moment of negligence or honest mistake could quickly turn into a life- changing lawsuit.…
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Protect Yourself With New Jersey Renters Insurance
If you’re renting your home in New Jersey, it makes sense to protect yourself with New Jersey renters insurance. Read on to find out why. What Is…
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Insuring Your Valuables
Your valuables are important to you—and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about…
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5 Reasons It Pays to Have the Right Homeowners Insurance
When you own a property, there are many things that you need to consider in order to keep your finances in check. One of the main factors that all…
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Why Do I Need a Separate Condominium Insurance Policy?
When purchasing a condominium there are a lot of spinning plates to manage. From moving costs to paying for bills, you have to prepare for many…
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Factors Driving a Hard Insurance Market and How to Respond
From an insurance buyer’s perspective, it can sometimes feel as if premium prices change on a whim. But the truth is that the insurance market is…
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Are You Looking for an Insurance Agency in Ocean County, NJ?
Ocean County, NJ is located along the Jersey Shore in New Jersey, United States. The headquarters of the county is Toms River and the township has…
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Keep Your Pipes From Freezing
Generally, pipes that are exposed to frigid outdoor temperatures freeze more readily—such as hose bibs, swimming pool lines and water sprinkler…
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Common Homeowners Insurance Myths & Misconceptions in NJ
No matter the size of your home or how much it cost. It is your world. Our homes are usually the most valuable things we will ever own, and they are…
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Tips to Prepare Your Vehicle for Winter
Winter weather can create various driving challenges. Cold temperatures make it difficult for engines to work properly, while snow limits tire…
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What Is Marina Insurance & Why Is It Important?
When it comes to insurance, getting the right coverage is key, whether you’re a marina operator, boat builder or yacht broker. It’s important to…
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Top Tips to Get the Best Life Insurance Coverage
There are many forms of insurance that you may require to protect your finances in your day to day life. One of the most important forms of…
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Disaster Preparation
Having the proper provisions can help make a difficult scenario safer. When creating an emergency survival kit, consider supplies to last you and…
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Vacation Home Maintenance: What To Do When You’re Not There
Having a second home tucked away from your neighborhood just for vacations can be an exciting thing. If you have a keen interest in travel and…
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Fireplace Safety and Chimney Maintenance
The U.S. Fire Administration states that 75 percent of confined home heating fires occur in the chimney and flue of your fireplace. Performing simple…
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Portable Generators Pros and Cons
A storm has knocked out power to your neighborhood, but you need to use your computer for work today. A portable generator might be the fastest way…
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Why Second Home Insurance is Just As Important
There’s a lot of appeal to having a second home, be it solely for giving your family somewhere to enjoy a vacation away from the usual, or as a…
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Tropical Storm Isaias: Reporting Property Damage
Today, many of you were hit by Tropical Storm Isaias, and some of you have been left without power and potential property damage. If you’ve…
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What Does Flood Insurance Cover and is it Required in NJ
If you’re a homeowner or business owner in New Jersey, especially if you’re located near the coast, you might think a flood insurance plan is a great…
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Coastal Home Insurance in NJ: Coverage, Cost & More
If your home is in a high-risk area such as a floodplain or on the coast, it may affect your insurance premium. You may need special coverage for…
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Stay Protected While Connected
Cyber hacking is big business, and no one is safe. Not individuals, not small businesses and not large corporations. All of your data including the…
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10 Tips for Beach Condominium Owners
As a condominium unit owner, you have the risks of both an association member, property manager, and a homeowner. We recognize these specialize needs…
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Spring Maintenance Checklist for Homeowners
Spring has sprung! And now it’s time to see how rough winter was on your home. Once freezing temperatures disappear, it’s a good time to prepare your…
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Tips to Prepare Your Boat for Spring
Having a spring ritual that includes inspection, tune-up and cleaning of your boat can help prevent a host of problems and help keep you and everyone…
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Winter Driving Tips
Before you travel, make sure your car is ready for anything. Here are some tips for Winter Driving Safety from DMV.org Quick checkup Extremely…
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