NJ personal auto insurance is a form of insurance that is primarily designed to cover your responsibility to others when driving a personal (versus commercial) automobile. Coverage is usually “State Specific” as many States have enacted laws requiring the inclusion of special coverage not found in other States. New Jersey Personal Injury Protection (“No-Fault”), Uninsured Motorist, Underinsured Motorist, and Personal Injury Protection are good examples of State specific insurance requirements. New Jersey also has a “Tort Threshold” that must be met or exceeded in order to sue someone that injures you. States will sometimes mandate certain minimum deductibles for coverages like Comprehensive, Collision or Property Damage under Uninsured Motorist coverage.
New Jersey automobile insurance has many options and different insurance companies offer their own unique coverage to attract customers. Fifteen minutes might save you fifteen percent on your premium but there is no substitute for a thorough review of your options and needs to properly address your automobile insurance needs.
Anderson Insurance Agency has multiple insurance companies to offer you a wide variety of options. If this sounds confusing, that’s because it is! Contact the professionals at Anderson Insurance Agency to get the peace of mind you deserve and need while driving your automobile.