Umbrella insurance is a form of liability insurance protecting policyholders for claims over and above the limits of their primary automobile, homeowners, and boat insurance policies and for the few claims that are excluded by their primary policies which are subject to a deductible, usually $250. This type of policy is often misunderstood. Many think that it is a “catch all” form of insurance covering their own property. It is important to remember that this coverage only applies to your liability to others. Often this is the only way a homeowner can secure high limits of liability insurance.
In our litigious society, isn’t it in your best interest to have all your assets protected by an Anderson Insurance Agency recommended umbrella policy?
Sound confusing? It is. That’s why you need to speak with an experienced professional at Anderson Insurance Agency.
Anderson Insurance Agency has been underwriting Umbrella insurance for almost 40 years. We represent some of the most respected and competitive insurance companies in New Jersey. If you’d like to know more about personal insurance, Click here to request a quote or click here to contact us.