Special event and/or wedding insurance is a policy designed to cover the liability insurance needs of people or organizations sponsoring an event over a short period of time. Often families or organizations will combine their efforts to host an event such as a fundraiser, wedding or other special event including family reunions, Bar or Bah mitzvah, repast and any other important event. Often these events are held at properties that are rented such as country clubs, firehouse, community centers, church halls etc. If an event is being conducted by the by more than one person special event insurance is needed to provide coverage. In the event that an individual is sponsoring an event the insurance requirements of the property owner most likely cannot be satisfied by the ordinary homeowner’s policy. Often the owner of these kinds of rental properties will require that the person or organization hosting the event, names them as an additional insured. Homeowner’s policies for the most part cannot do this. Special event insurance can. Event insurance can also provide liquor liability insurance. Whether you are serving alcohol free or making a charge for it the special event insurance policy can be tailored specific event and needs.
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