This is coverage designed to provide insurance for commercial vehicles (other than private passenger cars). While cars can be added to the business automobile insurance policy, your agent needs to guide you through the maze of options and limitations that apply when cars are added to this type of policy. Available coverage includes liability, comprehensive, collision, medical payments, uninsured motorist, and more than a dozen other options. Not all business auto policies are the same. Careful consideration must be given to securing the correct coverages for your specific needs.