Author Archive

07

September

How to Prepare For a Hurricane

A hurricane can cause widespread devastation during and after it occurs. FEMA recently developed a guide designed to help you properly prepare for a hurricane and know how to protect yourself during and after one. Planning and preparing can make a big difference in safety and resiliency in the wake of a hurricane. The ability to quickly recover following a hurricane requires a focus on preparedness, advance planning, and knowing what to do in the event of a hurricane.

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07

September

Don’t Let Your Home Insurance Company Freeze You Out of Winter Coverage

Many homeowners assume that if something bad were to happen to their property, their homeowners insurance will automatically cover the damage. Unfortunately, this is not always the case. Your insurance coverage can be voided if you do not take the necessary steps to protect your home from the elements.

Aside from the threat of a hurricane in the summer and fall months, winter is the most problematic season for homeowners in New Jersey. The freezing temperatures, howling winds and heavy snowstorms can wreak havoc on your home, and your insurer will

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07

September

ICC Insurance Sample Claim Letter and Process

Sample ICC Insurance Claim Letter and Process

This letter is to inform you about the Increased Cost of Compliance (or ICC Insurance) claim process and to list the information and documentation needed to complete this claim as required by the National Flood Insurance Program.

In order to qualify for an ICC insurance claim, your community must classify your house as being substantially damaged by flood, or have received repetitive flood losses totaling over 50% of the market value of the house within the last 10 years, and currently be out of compliance in

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